It’s tax season and for some that means refund time. The IRS has processed nearly 50 million returns, about one-third of the total individual federal income tax returns the agency expects to receive this year, with almost 83 percent of those returns resulting in refunds…According to www.irs.gov. So, what are you planning on doing with yours? Some […]
How To Get Out of Debt: The 5 Most Common Types
Eliminate debt first by changing your mindset. Stop feeling overwhelmed by your overdue bills, your accumulated late fees and loaded down interest rates. Next, come up with a plan. What type of debt do you have? Can you afford to pay it off in one lump sum? Great! Do that. Are you not in a […]
8 Ways To Avoid Using Credit Cards And Creating Debt
Do you fear opening the mailbox? Do you cringe when the phone rings and you don’t recognize the number? Sounds like you may be experiencing too much credit card debt. How will you get out? It’s like that cookie jar that set on the counter when you were a kid. You see it so you […]
4 Ways To Massively Grow Your Money Tree
Start off this New Year by organizing your financial goals. This budget planner is no ordinary planner. It includes an area to map out your bank account details, bill tracker sheets, monthly donation tracker sheets, debt tracker sheets, daily expense trackers, and monthly budget worksheets where you can write down and keep track of […]
How To Stop Living Paycheck To Paycheck
“No matter how much you earn, getting by is still a struggle for most people these days. Seventy-eight percent of full-time workers said they live paycheck to paycheck, up from 75 percent last year, according to a recent report from CareerBuilder,” states Jessica Dickler in her article from cnbc.com. You make $1,000 a week you spend […]
10 Brilliant Ways to Save More Money Without Much Effort in 2019
Promise yourself you will save more money this year. You can do it. Imagine what that would look like. Imagine the exact amount stacked in the bank. From all you have earned wouldn’t it be nice to have a stock pile? A pile for those financial goals you dream can become reality now with the […]
5 Side Hustles That Can Make You $1,000 A Month or More
Where there’s a will there’s a way. Don’t listen to the naysayers and negative nannies if you want something bad enough. You go and get it. Believe in yourself. Don’t be one of those people that witness others succeed and say “Oh they must be lucky, I can’t do that.” Fire can’t! Give “can’t” its […]
How To Simply Use A Credit Card To Improve Your Credit Score
Learn to use a credit card properly and you’re be surprised at the benefits it’ll offer. Credit cards often get a bad rap and for good reason. If you abuse the use of a credit card you’ll be up a creek without a paddle. Credit card debt is nothing to play with. Just the idea […]
20 Books That Teach Kids About Money
Doll babies, trucks, bikes and whatever popular toy is big at the moment. These are the most usual suspects on a child’s Christmas wish list. Toys are fun and it is fun being a kid. But, have you ever given a child a book as a present? When I was a little girl every single […]
7 Must Read Personal Finance Books to Ease Your Money Stress
Are you interested in sharpening your personal finance skills or have someone in your life who is? Think about giving a book as a gift this year. The book lover in your life will appreciate it. It’s nice to have a change of scenery and read a book sometimes instead of always staring at your phone […]